Smart-E Loans. 15 and 20 12 months terms can be obtained. Lender participation varies.

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Smart-E Loans. 15 and 20 12 months terms can be obtained. Lender participation varies.

A Smart-E Loan offers no cash straight straight down, low-interest funding with versatile terms to assist you upgrade your home’s energy performance – and conserve money! Over 40 home enhancement tasks that reduce energy usage and reduced domestic bill expenses may qualify. With prices only 4.49% using through a lender that is local as simple as child’s play!

CT Green Bank – in partnership with Energize CT and choose regional loan providers and contractors – offers long-term, low-interest funding to assist you upgrade your home’s power performance without any money down.

Regardless if you are seeking to increase the convenience of your property, lower your power costs, or raise your home’s value, a Smart-E Loan makes it simple!

APR=Annual Percentage Speed. Please be aware that the attention prices shown listed below are open to borrowers by having a credit history that is satisfactory. Susceptible to other conditions and terms. Other limitations may use.

When you are green, you conserve green. Over 40 house energy improvements could be financed employing a Smart-E Loan, from insulation to windows, HVAC to PV that is solar. You are able to burn up to 25% of one’s loan for non-energy associated measures and healthier home improvements such as for instance brand new ENERGY STAR® devices, asbestos or lead removal and roof repairs ahead of time of going solar.

Listed here are just a couple of samples of the many house energy upgrades permitted by Smart-E. Click the link for a list that is complete of improvements.

Eligible Upgrades

Residence Performance/ Efficiency

Attic, wall, or flooring insulation

Cooling and heating

Air source / ground source temperature pump

Main air conditioning

Ductless mini split heat pump

Tall efficiency furnace / boiler

Propane gas conversion

Water Warming

Temperature pump hot water heater

Indirect water gas that is heater-natural

On-demand tankless hot water heater – natural gas/Propane


Solar PV system

Solar water system that is hot

Electric vehicle recharging station

Natural gas car station that is refueling

Other (Cannot exceed 25% for the loan amount that is total

ENERGY STAR appliances

Roof fix for solar

Tree treatment for solar

Locate a Contractor to talk about your time improvements. In case the specialist just isn’t in the approved list, they ought to contact [email protected] for Smart-E training.

Utilizing numerous contractors? Pick anyone to behave as your overall specialist. They will help facilitate this method for you personally.

Choose your property power update. Your contractor will make use of one to be certain the improvements meet our eligibility needs. Click the Smart-E Loan Eligibility Requirements tab below.

Get pre-approved by a participating lender. Apply straight along with your selected lender before your specialist begins the project.

Close your loan along with your lender. Your lender shall reach out to schedule a loan closing after the project is approved.

  • Home must certanly be based in Connecticut
  • Home should be owner-occupied
  • Home must certanly be a 1 to 4 product residential building
  • Condominiums must certanly be independently metered
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